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Banking as a Service

Empowering Partners to Provide Innovative Financial Solutions

Banking as a Service (“BaaS”) from Sterling National Bank puts FinTechs and other non-bank institutions in a position to digitally deliver customized banking and payment capabilities, and enhance their customer experience. If you’re looking to work with a flexible, progressive banking partner to create and scale customized solutions, Sterling is ready to help. You’ll be backed by a $30 billion bank with a proven track record of delivering superior relationship-driven products and services to commercial, small business and consumer segments.

Sterling’s value to our partners goes far beyond providing best-in-class solutions

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Product Delivery

Sterling possesses the speed and agility to navigate changing markets, the flexibility to structure relationships to your needs and the high-touch client service you expect.

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Security

You can be assured data is protected with a high level of security, plus all deposits are FDIC insured to the highest possible limit

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Scalability

Our size, capital and liquidity levels afford you the ability to expand and scale at a comfortable pace, with ample room for future balance and relationship growth.

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In-House Expertise

Access our in-house experts to provide thought leadership and best practice sharing in areas including risk management, technology, APIs, marketing and more.

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Strong Network

Our strategic partners, industry contacts and diversified client base can help you expand your reach and grow your business.

Create a dynamic customer experience with exceptional financial products

Deposit Products

  • Checking and savings
  • Term deposits and sweeps
  • Consumer and business
  • FDIC insured up to the applicable limits

Payment Solutions

  • Robust payment rails
  • BIN sponsorship
  • Bank-to-bank transfers

Card offerings

  • Debit cards
  • Prepaid cards

API banking

  • Access our banking solutions via a complete set of reliable and easy to implement APIs

Sterling is available to discuss additional products that may be available to non-bank partners and their customers.


In the News:

Sterling National Bank Introduces Banking-as-a-Service Program
Company Release - 7/13/2020 4:10 PM ET

New service provides innovative financial solutions for FinTechs and non-bank partners to deliver customized banking capabilities

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