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Franchise Financing

Sterling’s Franchise Division is specifically focused on the franchised restaurant industry. Our expertise is understanding our customers’ and prospects’ business.

How Sterling Can Help

Sterling National Bank Franchise Finance provides a full array of loan products to multi-unit franchisees and franchisors of national and regional restaurant brands. Through Sterling’s approach, we tailor loans to the needs of the respective franchisee or franchisor with an emphasis on strong concepts, solid cash flow coverage, appropriate capital structure, and an attractive collateral mix between fee simple, space-leased, and ground-leased restaurant units.

We offer 100% financing for all types of equipment, fixed payment schedules linked to business seasons and cycles, streamlined approvals, and the convenient option to add new equipment to existing leases.

Solutions Offerings

✔ Business Value / Cash Flow Financing

✔ Equipment

✔ Store Purchases / Acquisitions

✔ Remodeling

✔ Refinance

✔ Capital Loans

✔ SBA Loans

✔ Recapitalization

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Sterling Relationship Managers

Whether you’re investing in a series of equipment upgrades or location refreshes, your Sterling Relationship Manager will provide you with the information you need to make smart decisions for better outcomes.